Retirement Income Solutions

When it comes to retiring, we know there are a lot of components that contribute to your individual retirement needs.  Our financial advisors will take into account multiple factors to aid you in building your perfect retirement plan.  Let us assist you in answering some of the following questions:

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• Can you afford to retire early?

• How much income will you need monthly to continue living comfortably?

• What can you afford to spend during retirement?

• Should you invest more or differently now to prepare for retirement?

• Are taxable investments the best option for you, or should you consider different options?

• What is the importance of outpacing inflation?

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These are just a handful of questions you may have regarding what options are best for you. Our finance advisors at The Irwin Agency are here to provide you with sound advice from professionals whose goal is to provide you with the tools to get you where you want to be.  We have extensive background and training in insurance and financial services, and we are dedicated to helping you reach your goal and providing you with peace of mind. 

 

Social Security Income

Oftentimes, Social Security is not enough to meet your monthly needs. The Irwin Agency can help you maximize your Social Security to guarantee yourself lifetime income. As independent agents, we offer products through multiple companies that focus on guarding your savings, like annuities. Fixed annuities and fixed indexed annuities can guarantee income for the rest of your life. Many are unaware an annuity is one of the only financial vehicles that can pay you based on your life expectancy. Employers are foregoing the traditional pension plans many have been used to and have transferred the investment risk to the employee in the form of 401Ks and IRAs. The employee is then responsible for investing it and maintaining an income. Let us show you how an annuity can generate guaranteed monthly income for you. After all, this is why you saved it! Spend it, enjoy your life and worry less.